SplitKey+

Knowledge and biometrics based authentication and signing application.

Securely authenticate and sign documents using your smartphone with SplitKey+. Experience the highest level of assurance without the need for special hardware.

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Common Challenges in Workforce Identity and Access Management

Complexity of Authentication

Traditional authentication methods like passwords and hardware tokens or SMS for one-time passwords (OTPs) are cumbersome and may require multiple devices or tokens.

Identity threats

Increasing risks from identity attacks lead to unauthorised access.

Regulatory Compliance

Meeting International Electronic Authentication and Trust Frameworks requirements and other regulations can be difficult and costly.

User Experience

Balancing security with a seamless user experience is often challenging.

SplitKey+ Turns Your Smartphone into a Secure Authentication and Digital Signing Powerhouse

By leveraging a combination of password, pattern, and biometrics, SplitKey+ provides:

Strong Multi-Factor Authentication (MFA)

Using threshold cryptography and liveness testing with face recognition, SplitKey+ enhances authentication security while ensuring ease of use.

No Additional Hardware Needed

Avoid the need for specialized chips or hardware tokens.

Compliance with Global Digital Identity and Trust Standards

Achieve the highest level of assurance for digital signatures and identity verification.

Why SplitKey+?

Secure

Shields against sophisticated authentication cyber attacks using advanced cryptographic techniques to ensure robust protection of your identity and data.

Convenient

Streamlines authentication by eliminating the need for additional tools or devices, reducing friction and enhancing security

Flexible

Supports various authentication methods, including PIN, biometrics, and pattern recognition.

Scalable

Designed to grow and adapt with your organization, ensuring optimal performance.

Secure, Convenient, and Compliant – Transform Your Authentication with SplitKey+ Today!

IT Managers

Ensure seamless integration and compliance with your organization's IT policies.

Chief Information Security Officers

Achieve the highest levels of security and regulatory compliance.

Security Managers

Implement a robust and user-friendly authentication solution that protects against cyber threats.

Features:

Threshold Cryptography

Ensures that sensitive information is only revealed when specific conditions are met.

Liveness Testing

Prevents spoofing by ensuring that the biometric data is captured from a live person.

Customizable Authentication

Tailor the level of security to your specific needs with a mix of authentication methods.

SplitKey+ in three simple steps

SplitKey+ combines inherence (something you are, such as facial recognition), knowledge (something you know, such as a PIN) and possession (something you have, such as your smartphone) to create a multi-factor authentication (MFA) solution for authentication and electronic signatures.

Remote onboarding

SplitKey+ remote onboarding offers seamless identity verification, protection against deepfakes and generative artificial intelligence (AI), is designed to be easy-to-use, is available wherever and whenever you need it, and is scalable.

Onboarding is completed using ReadID technology with a smartphone and an electronic identity document, combined with iProov’s Dynamic Liveness Detection.

Authentication

Our SplitKey+ authentication solution is usable everywhere, quick and safe to use, requires no special hardware, meets the highest regulatory standards, and offers infinite opportunities for scaling.

Combining iProov’s Dynamic Liveness Detection with the SplitKey+ key protection technology for smartphones ensures the highest level of security.

Transaction confirmation

SplitKey+ transaction confirmation is fast, convenient, scalable, offers flexible thresholds, and ensures a high level of assurance for digital signing and/or electronic signatures.

Example: A bank wants to ensure that transactions above a certain value are always verified with both PIN and biometrics. They can simply set the PIN requirement to access the banking app, and then set the biometric verification whenever transactions exceed, for example, €100.

SplitKey+ with Inverid, iProov & Cybernetica

SplitKey+ combines Inverid’s ReadID technology, iProov’s Dynamic Liveness Detection and Cybernetica’s SplitKey technology into a secure authentication and digital signing solution.

Inverid is the creator of the leading NFC-based identity verification technology ReadID. They reduce identity fraud by enabling secure and user-friendly digital identity verification for governments, financial institutions, service providers, and many others worldwide.
iProov is a global leader in biometric verification and authentication technology, helping governments, financial institutions, and enterprises prevent identity fraud and cybercrime by ensuring that users are the right person, a real person, and authenticating in real-time through their multi-dimensional biometric solutions.
Cybernetica is a leading technology company from Estonia, known for its expertise in secure data exchange, digital identity, and cybersecurity, with nearly 25 years of experience in building future-proof solutions used in over 35 countries globally.

How does Inverid’s ReadID work?

Scan Identity Document

The ReadID technology first scans the data page (also called Visual Inspection Zone) of the identity document with the smartphone camera. From the VIZ, the key to the NFC chip can be derived. This is a safeguard against unauthorised access to the chip.

Read the NFC chip

By aligning the phone on the identity document, ReadID reads the chip contents, extracts the face image and other personal data, and verifies the authenticity of the personal information from the chip.

Verify Identity Liveness

ReadID will use iProov’s Dynamic Liveness Detection to verify that the holder matches the identity document.

How does Iproov’s Dynamic Liveness Detection work?

Capture Face

People are guided through an easy face-capture process, with no complicated instructions or mental effort needed.

Liveness Analysis


The signals from the images and device are checked for any signs of fake attempts shown to the camera or added into the system.

Liveness Results


The organisation receives very accurate results within seconds.

How does Cybernetica’s SplitKey work?

Cryptographic Solution

SplitKey technology is based on proven principles of public key cryptography, digital signature schemes, and public key infrastructure (PKI).

Access authentication

SplitKey provides secure but simple authentication for accounts that require superior online security.

Digital signing

SplitKey ensures that only the user can sign or approve a transaction, due to the user retaining one piece of their private key which never leaves their device.

Success Stories

Smart-ID | Cybernetica

Cybernetica’s SplitKey technology is used all over the Baltics and Iceland in collaboration with the Smart-ID service operator. Smart-ID can be used to log in to e-services, for online banking and for signing documents. Signatures given with Smart-ID are legally binding, recognized in all EU states and have the same legal effect as handwritten signatures.

  • 3 million users and 75 million transactions per month
  • Used in services provided by top Nordic banks, leading telcos and e-commerce providers.

US Department of Homeland Security | iProov

In 2018 iProov secured a contract with the US Department of Homeland Security's Science & Technology Directorate. The contract involves enhancing the US Customs and Border Protection's passenger entry process using iProov's facial verification system. This technology aims to improve cross-border travel by providing secure and efficient self-service identity verification through mobile devices. The system ensures traveller authenticity by detecting fraud attempts, supporting the increasing pressure on US border security.

  • iProov's patented Dynamic Liveness Detection technology is in live use with banks such as DNB in Norway and Rabobank in the Netherlands.

ASB Bank | Inverid

ASB was looking for a technology to rely on when onboarding customers from a distance. A seamless identification and user experience for their customers. With ReadID's NFC Technology, the number of customers who no longer need to visit a branch has increased fivefold

  • NFC has created a high-quality customer journey
  • Conversion for customers who commence the passport read process in the ASB ID app has grown to over 89% (over 99% on iOS)
  • The ASB ID app is primarily used for onboarding identity verification but is also used to verify the identity of existing customers where required.

Did we spark your interest?

Ready to experience the power of SplitKey+?

Book a Free Demo today and discover how our solution can enhance your organisation's security.

Contact our Digital Identity Team

For more information, please contact:

Michael Buckland

Head of Digital Identity Technologies Department

michael.buckland@cyber.ee

Rune Wennesland

Sales Consultant

rune.wennesland@cyber.ee

Florian Marcus

Head of Sales and Partnerships (Digital Identity)

florian.marcus@cyber.ee